1. APPLIANCE OFFERS:: Savings off list price. Excludes Special Orders, Special Purchases, and New In-box appliances. Item selection and quantities available may vary by location.
2. FURNITURE & MATTRESS OFFERS:: Savings off MSRP. Prices shown for item marked as "EA. PC." (meaning, each piece) are valid when specified items are purchased as a set. If sold separately, prices may vary. Item selection and quantities available may vary by location.
3. Take It Home Today:: "Take it Home Today" refers to options offered to customers to purchase and take home merchandise paid in full by cash, check (subject to check payment policy) or credit card, or through a variety of alternative payment options, subject to in-store product availability. Items not in stock can be ordered for customer pick up, scheduled or same-day delivery, or shipment, pursuant to our terms and conditions at https://www.americanfreight.com/br/c/shipping-delivery and https://www.americanfreight.com/sp/in-store-pickup-policy/; **Approval is possible without a FICO® Score, but credit may be checked.
† Terms and conditions:: Subject to change at any time without prior disclosure or notice. Contact American First Finance for complete details, including terms and conditions.
Bank loans:: Subject to approval and verification. Loans originated by FinWise Bank, a Utah-chartered bank located in Murray, Utah, Member FDIC.
Retail installment contracts:: A retail installment contract has a down payment of $50. A representative example of payment terms is as follows: a $50 down payment, an amount financed of $1,000 with an Annual Percentage Rate (APR) of 144.59%, and a term of 12 months would have 25 bi-weekly payments of $72.82 and 1 bi-weekly payment of $72.26. The total amount repayable would be $1,892.76 with full, timely payments over 12 months. Representative APR is based on the amount financed, individual creditworthiness, and other factors. Actual terms may vary.
Leases:: A lease, lease-to-own or rent-to-own program, or rental-purchase agreement has a processing fee or initial rent payment due upon execution of the lease of $50 plus tax. The Total Cost of Ownership must be paid in order to obtain ownership. Acquiring ownership by leasing costs more than the retailer’s cash price. The total number of lease payments necessary to obtain ownership of the property ranges from 1 to 104 payments, depending on your agreement and payment frequency. The timing of scheduled payments may be weekly, bi-weekly, semi-monthly, or monthly depending on when you are paid. As an example, the Total Cost of Ownership for a couch that costs $1,000 could be $2,177.85, including the $1,000 cash price plus applicable tax and fees (e.g., leasing fees, processing fee or initial rental payment, and delivery fees). In this example, after the initial $50 payment plus tax, 52 full, timely payments of $40.86 per week over 12 months may be required for ownership. Late fees, NSF fees, and Liability Damage Waiver (LDW) fees may apply where permitted.

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